Effective Date: 01.01.2024

1. Introduction

This Privacy Policy describes how Benjo, operated by Firat Karatas and Furkan Saatcioglu ("we," "us," or "our"), collects, uses, and discloses your Personal Information when you use our mobile application and website.

2. Data Collection

Personal Data: We collect personal data that you provide to us, which includes but is not limited to:

• Name and contact information (e.g., email address)
• User-generated financial status data, such as the worth of investments, savings, debts
• User identifiers to record OAuth grants.
• IP addresses for fraud prevention.
• Custom app user IDs and purchase history to enhance app functionality and for analytics purposes.

Usage Data: We collect data generated by your use of Benjo, including location data, IP address, and device type.

Purpose and Legal Basis: We process this data to provide and improve our services, billing, identification, understanding of financial behaviors for personalized offerings, and compliance with legal obligations. The legal basis for processing is your consent, contract performance, and our legitimate interests.

3. Data Sharing and Disclosure

Third-party Access: In order to provide and improve our services, we share your data with service providers, partners, and affiliates. Specifically, we utilize third-party data processors for various functionalities and analytics. Below are the details of data processing by our key third-party processors:

Google:

Data Used: User identifier and IP address. Purpose: Google uses the user identifier to record OAuth grants created with the user's consent. The IP address may be used to estimate the general location of a device for fraud prevention purposes.